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Set aside flex spending dollars now. Many employers set higher limits than you think on the amount of Flex Spending Dollars you can contribute each year, tax-free, from your salary to pay for health care expenses, like dental treatment. Many employers allow $2,500 of pre-tax earnings to be set aside in your flex plan. Failing to sign up early could cost you more in out-of-pocket dental expenses, especially if your plan is not set-up and ready before your treatment begins. If you have a new plan, work with your plan administrator to sign up early for next year in order to maximize your savings!
Different employers have different sign-up deadlines, but typically at the beginning of the year, your employer asks you how much money you want to contribute to your Flex Plan for the year. You only have one opportunity to enroll unless you have a qualified “family status change.” Family Status changes like marriage, birth, divorce, or loss of a spouse’s insurance coverage are qualified reasons to change your plan, and possibly add more coverage for required dental treatment.
Give some thought to calculating how much money to contribute this year. If you are considering dental or orthodontic treatment, visit our office for a FREE consultation and our treatment coordinators can help you plan exactly how much money you should contribute to help reduce your out-of-pocket expenses. If you put in more money than you need, by law, you lose the money! You have three months after the end of the calendar year to submit claims for eligible expenses from the previous calendar year. Any money left in your account after this three-month period is lost.
Call or text for your complimentary virtual or in person consultation at 650-342-4171
Dr. Alexa Alborzi is a certified orthodontic specialist providing comprehensive orthodontic care for the children, teens, and adults of San Mateo and Half Moon Bay. Dr. Alborzi earned her BA. degree in Biochemistry from University of California, Berkeley was trained at University of California San Francisco, School of Dentistry. Dr. Alborzi has served as a respected professor at the University of San Francisco, School of Dentistry for over fourteen years. Additionally, Dr. Alborzi was voted by her community in 2019 as the Bay Area Best of the Best.